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OneRoad Lending was created for car lovers on a budget, people who understand the value of quality automotive goods and service. We understand that not everyone has the money to pay up front for the things they need. With our low, fixed monthly payment plans, we’re here to help.

OneRoad Lending is designed to replace credit card and layaway programs. Customers get approved in-store or online and instead of incurring credit card debt, we give them a low, fixed monthly payment with our lease-to-own program. And unlike layaway programs, customers get to go home with their goods today!

There is no application fee. When you submit your application with OneRoad Lending you give us the right to run a hard credit inquiry.

Most contracts are 12 months in length, but depending on the size of the approval amount the term can range to 24 months.

OneRoad Lending

Contact Information


Phone: 336-661-1011

Email: [email protected]

Hours of Operation

Mon-Fri: 7:30am - 5:30 pm

Sat: Spending time with family and friends!

Sun: See you in Church!


5350 University Pkwy, Unit S-2

Winston-Salem, NC 27105

Interested in our services? Get in touch with us by clicking on the banner above and completing the form. We'll get back to you as soon as possible!